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Why written credit policy is important?

  • It provides a structured approach to risk management and debt collection process
  • It provides a standard rules for everyone in the organization to follow/practice 
  • It helps ensue a consistence approach among customers and reduces a chance of personal bias which affect the decision making process
  • It can be reviewed/modify by top management to adopt with new business requirement

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Sample Credit Control Process Follow

Day 1: Issue invoice and send to customers Day 15: Call customers to check for receipt of invoice Day 31: Call customers and ask for payment Day 45: Send demanding payment letter Day 50: Call customers to chase for debt Day 60: Send 2nd demanding payment letter Day 90: Pass issue to legal department to chase for debt

What is account receivable managment?

Account Receivables Management refers to the set of policies, procedures, and practices employed by a company with respect to managing sales offered on credit. It encompasses the evaluation of client credit worthiness and risk, establishing sales terms and credit policies, and designing an appropriate receivables collection process.